vehicle finance for graduates and first-time buyers

Citton Finance, accelerated by WesBank offers vehicle finance for graduates.

No credit history? No problem.

Vehicle finance for graduates and first-time buyers. Citton Finance, accelerated by WesBank, offers vehicle finance for graduates and first-time buyers.

Graduates often struggle to get vehicle finance without a credit history record. With Citton Finance, no credit history is needed – you’re a recent graduate, after all.

So, let’s get you in the car you’ve worked so hard for.

The criteria to qualify are as follows:

  • You must be 30 years of age or younger.
  • You must hold a degree or higher diploma obtained in the last 3 years.
  • You must earn at least R7 500 per month and provide proof of your employment.
  • You must meet the affordability requirements to enter into a finance agreement.

offers Graduate Finance Packages to graduates who meet the qualifying criteria and affordability requirements

Please complete our qualifying criteria below:

Graduate Vehicle Finance
Do you have a valid driver’s license?
Are you 30 years of age or younger?
Do you hold a degree or higher diploma obtained in the last 3 years?
Do you earn at least R7 500 per month?
Can you provide proof of your employment?




Opel Corsa 1.4 Sport 3-Door for Sale

R79 899

 

R1,646 p/m

148,000km
1364L
2007
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Hyundai i10 1.1 Motion for Sale

R114 899

 

R2,368 p/m

95,000km
1086L
2014
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Renault Kwid 1.0 Dynamique for Sale

R119 899

 

R2,471 p/m

36,000km
999L
2018
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Datsun Go 1.2 Lux for Sale

R119 899

 

R2,471 p/m

48,000km
1198L
2017
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Renault Kwid 1.0 Dynamique for Sale

R119 899

 

R2,471 p/m

63,000km
999L
2018
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Suzuki Celerio 1.0 GA for Sale

R119 899

 

R2,471 p/m

105,000km
998L
2018
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Hyundai i10 1.25 Fluid for Sale

R129 899

 

R2,677 p/m

67,000km
1248L
2012
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Renault Kwid 1.0 Dynamique for Sale

R129 899

 

R2,677 p/m

46,000km
999L
2020
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Renault Kwid 1.0 Climber Auto for Sale

R129 899

 

R2,677 p/m

108,000km
999L
2019
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Renault Kwid 1.0 Dynamique for Sale

R129 899

 

R2,677 p/m

57,000km
999L
2018
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Hyundai i10 1.1 Motion for Sale

R134 899

 

R2,780 p/m

83,000km
1086L
2017
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Smart Forfour 52kW Proxy for Sale

R139 899

 

R2,883 p/m

112,000km
999L
2016
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Kia Picanto 1.0 Start for Sale

R139 899

 

R2,883 p/m

85,000km
998L
2018
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Renault Kwid 1.0 Dynamique for Sale

R139 899

 

R2,883 p/m

55,000km
999L
2019
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Renault Kwid 1.0 Dynamique Auto for Sale

R139 899

 

R2,883 p/m

101,000km
999L
2019
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Ford Fiesta 5-door 1.4 Ambiente for Sale

R139 899

 

R2,883 p/m

139,000km
1387L
2016
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Chevrolet Cruze Hatch 1.6 LS for Sale

R149 899

 

R3,089 p/m

96,000km
1598L
2015
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Alfa Romeo MiTo 1.4TBi Distinctive for Sale

R149 899

 

R3,089 p/m

92,000km
1368L
2014
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Hyundai i10 1.1 Motion Auto for Sale

R149 899

 

R3,089 p/m

134,000km
1086L
2016
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Holiday Deals
Gezina
Volkswagen Polo Vivo HATCH 1.4 CONCEPTLINE for Sale

R149 899
R139 899

 

R2,883 p/m

181,000km
1398L
2016
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Ford Fiesta 5-door 1.4 Ambiente for Sale

R159 899

 

R3,295 p/m

99,000km
1387L
2017
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Suzuki S-Presso 1.0 GL+ for Sale

R159 899

 

R3,295 p/m

13,000km
998L
2021
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Volkswagen Polo Vivo Hatch 1.4 Trendline for Sale

R159 899

 

R3,295 p/m

129,000km
1398L
2017
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Renault Kwid 1.0 Life for Sale

R159 899

 

R3,295 p/m

36,000km
999L
2023
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Honda Brio Hatch 1.2 Comfort for Sale

R159 899

 

R3,295 p/m

73,000km
1198L
2019
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Kia Picanto 1.0 STREET for Sale

R159 899

 

R3,295 p/m

81,000km
998L
2019
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Renault Clio 66kW Turbo Blaze for Sale

R159 899

 

R3,295 p/m

94,000km
898L
2016
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Ford Figo Hatch 1.5 Ambiente for Sale

R159 899

 

R3,295 p/m

102,000km
1498L
2019
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Holiday Deals
Menlyn
Kia Picanto 1.0 STREET for Sale

R159 899
R139 899

 

R2,883 p/m

79,000km
998L
2019
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Frequently Asked Questions

Proof of address no older than 3 months.
A copy of your ID.
A copy of your South African driving licence.

Submit a signed employment contract.

Submit a signed employment contract and a recent payslip.

Submit a recent payslip and 3 months’ bank statements.

No, a deposit is not compulsory but it’s a good idea to put one down if you can.

Our minimum payment term is 12 months.

Our maximum payment term is 96 months (provided that the car is new).

We’ll immediately tell you whether you’ve been approved for finance.

What’s the catch?

There is no catch.

When graduates apply for finance with Citton Finance, they aren’t assessed according to the same criteria as everyone else. This means that the finance package we offer is exclusively structured for you. We want you to enjoy the independence and benefits that come with a car, without it becoming a financial burden. As a responsible lender, we will only give credit for an amount that you can afford to pay back.

Why choose Citton Cars?

Citton Cars is a trusted, reputable second-hand car dealership based in Gezina and Menlyn, in Pretoria. We are the proud winner of the countrywide WesBank Independent Dealer of the Year Award from 2015 to 2019. With a proven track record of more than 30 years in the automotive industry, you can rest assured that Citton Cars is your best bet when buying your first car.

Buying through a reputable, WesBank-approved dealer such as Citton Cars offers peace of mind. Our dealership environment is professional and safe. Our friendly sales executives will guide and help you with all the paperwork. Citton Cars ensures that the cars on our floor are in excellent condition, not previously stolen, and don’t have any outstanding debt attached to them. All our cars undergo a vehicle-integrity check, which includes an 85-point DEKRA vehicle check, a 120-point Bosch quality inspection, and a Bosch diagnostics check.

We’ll provide you with a DEKRA roadworthy and safety certificate, as well as your licence and registration documents.

What are you waiting for?

Contact Us Today!

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