Wholesale to Public
Direct to you.
These cars are sold in their current condition with no warranties, no obligation to repair, and no bank finance options and are available for cash only or through a Capitec Vehicle Loan.


What is a Capitec vehicle loan?
Need finance for your wholesale car purchase?
Good news — Citton Cars Wholesale customers can now apply for a Capitec vehicle loan, giving you a flexible and affordable way to purchase your next car, even from our as-seen, cash-only stock.
What is a Capitec vehicle loan?
It’s a purpose lending loan that lets you buy any vehicle — including Citton Wholesale vehicles — while giving you full ownership from day one.
Benefits:
Get a loan of up to R500,000
Take up to 84 months to repay
Interest rate from prime
Own the vehicle immediately — no need for bank finance approval through the dealership
How it works:
Apply online via the links below
Complete a quick, 3-step application
If approved, a Capitec consultant will contact you to finalise your loan — or simply visit your nearest Capitec branch
What you’ll need:
A valid South African ID (you must be 18 or older)
Your 3 most recent salary slips
A bank statement showing your 3 latest salary deposits (only if your salary isn’t paid into a Capitec account)
Remember: Since Citton Wholesale vehicles are sold “as-seen” and without bank finance through the dealership. Capitec gives you the freedom to arrange your own finance and buy the car you want — on your terms.