What is a Capitec vehicle loan?
Need finance for your wholesale car purchase?
Good news — Citton Cars Wholesale customers can now apply for a Capitec vehicle loan, giving you a flexible and affordable way to purchase your next car, even from our as-is, cash-only stock.
What is a Capitec vehicle loan?
It’s an unsecured personal loan that lets you buy any vehicle — including Citton Wholesale vehicles — while giving you full ownership from day one.
Benefits:
Get a loan of up to R500,000
Take up to 84 months to repay
Interest rate from prime
Own the vehicle immediately — no need for bank finance approval through the dealership
How it works:
Apply online via the links below
Complete a quick, 3-step application
If approved, a Capitec consultant will contact you to finalise your loan — or simply visit your nearest Capitec branch
What you’ll need:
A valid South African ID (you must be 18 or older)
Your 3 most recent salary slips
A bank statement showing your 3 latest salary deposits (only if your salary isn’t paid into a Capitec account)
Remember: Since Citton Wholesale vehicles are sold “as-is” and without bank finance through the dealership, Capitec gives you the freedom to arrange your own finance and buy the car you want — on your terms.
