Cars Under R5000 per month
Jul 2025
In today’s world of rising costs and economic uncertainty, finding a vehicle that suits both your lifestyle and your budget can feel like an uphill battle. But at Citton Cars, affordability meets reliability. If you’re searching for quality used cars under R5000 per month, Citton Cars is your go-to destination, offering not only exceptional value but also a seamless financing experience backed by all the major South African banks.
Browse cars under R5000 per month
Use the Citton Vehicle Finance Calculator
Why the Citton Vehicle Finance Calculator Is Your Best Friend
Before you set your heart on a particular car, it’s important to know what you can realistically afford.
This simple online tool provides a quick and clear estimate of your monthly repayment, based on factors such as the vehicle’s price, interest rate, deposit, and loan term. Whether you’re a first-time buyer or a seasoned shopper, using the calculator allows you to plan confidently, making sure you stay within budget while getting behind the wheel of a car you love.
Key Benefits:
- Instantly estimate your monthly repayments.
- Adjust loan terms and deposit amounts to suit your needs.
- Know exactly what price range to shop within.
Why Finance Your Car with Citton Cars?
Financing your vehicle with Citton Cars isn’t just easy, it’s smart. Our finance team will apply with all major banks so you have access to the best deals and the widest range of lending options.
Approved by All Major Banks
- WesBank
- Absa
- MFC (Motor Finance Corporation – a division of Nedbank)
- Standard Bank
- ALPHERA Finance
- Investec
…and more.
This means you choose the bank, you choose the plan, and Citton Cars handles the legwork.
Easy Car Payment Plans
Everyone’s financial situation is different, and Citton Cars gets that. That’s why we’ll structure a payment plan that works for your budget, whether you’re a professional looking to upgrade or a student buying your first ride.
Graduate Car Finance
Just graduated? No problem. Citton Cars offers tailored car financing options for graduates, helping you build your credit while getting the mobility you need.
Lightning-Fast Approval
Get vehicle finance approval in less than 45 minutes. Citton Cars streamlines the process by facilitating your application and allowing you to compare quotes from different banks before you make a decision.
Refinancing Options Available
Already own a car? Citton Cars can help you refinance your current vehicle to reduce your monthly payments or free up cash.
How to Apply for Vehicle Finance at Citton Cars
Getting started is easy — here’s how it works:
Gather Your Documents
- Proof of ID
- South African driver’s license
- Proof of residence
- Latest salary slips
- 3-month bank statement
- Proof of insurance
- Vehicle registration and ownership documents (if refinancing)
Apply with All the Banks
Citton Cars submits your application to multiple banks. You pick the best deal.
Complete the Paperwork
Our team handles the admin while you get ready to drive off.
Apply Online
Prefer a digital-first experience? Apply online and a Citton Cars business manager will be in touch to guide you through the next steps.
Affordable Driving Starts Here
Whether you’re after a daily commuter, a family SUV, or a student-friendly hatchback, Citton Cars has a wide selection of vehicles available under R5000 per month, backed by reputable banks, flexible finance options, and a transparent process.
Your dream car isn’t out of reach — it’s just a few clicks away.
Explore Cars Under R5000 per month
Try the Finance Calculator
