Affordable Used Cars in South Africa: 2026
Dec 2025
Why This Year Matters
After 30 years in the motoring industry, I can tell you this: 2026 is a year of opportunity for used car buyers. Prices are stabilising, interest rates are easing, and the market is full of great options, especially if you’re looking for SUVs and hatchbacks. But buying smart means looking beyond the sticker price. Let’s dive into what you need to know.
Why SUVs and Hatchbacks Are Winning
South Africans love SUVs, and for good reason. They offer space, comfort, and versatility for family life or weekend adventures. Hatchbacks, on the other hand, remain the go-to for affordability and fuel efficiency.
SUV favourites for 2026:
- Toyota Fortuner
- Ford Everest
- Haval Jolion
- Chery Tiggo range
Affordable hatchbacks to consider:
- VW Polo Vivo
- Suzuki Swift
- Toyota Vitz
Affordability: It’s More Than the Price Tag
When we talk affordability, we’re not just talking about the purchase price. Think about:
- Fuel costs: Petrol prices are expected to rise slightly this year, so fuel-efficient models matter.
- Insurance: SUVs often cost more to insure than hatchbacks—factor this in.
- Maintenance: Choose brands with strong dealer networks for easy servicing.
- Resale value: A car that holds its value saves you money when you upgrade.
Financing Made Simple
Interest rates are expected to settle around 7%, making repayments more predictable. But buyers are looking for flexibility:
- Balloon payments: Lower monthly instalments now, but a lump sum later.
- Subscriptions and leasing: Growing in popularity for those who want convenience and bundled services.
- Pro tip: Keep your monthly instalments below 30% of your income.
Apply for car financing at Citton Cars.
Chinese Brands: Resale Value Is Improving
Here’s something most blogs don’t tell you: Chinese brands like Haval and Chery are no longer just budget options; they’re building trust.
- Why they’re popular: Affordable pricing, tech-packed interiors, and long warranties (up to 10 years).
- Resale outlook: Historically, these brands lost value quickly. But with stronger dealer networks and better parts availability, expect resale values to improve by 10–15% compared to a few years ago.
- Tip: Stick to well-supported models like Haval Jolion or Chery Tiggo for better long-term value.
Digital Buying: Convenience Is King
More than 40% of car buyers now start their search online. Virtual showrooms, instant finance quotes, and home delivery are becoming standard. But beware of scams—always buy from trusted dealers like Citton Cars.
Browse premium-quality used cars at our showroom or online.
Browse cars with service plans.
Quick Tips for 2026 Buyers
- Prioritise total cost of ownership, not just price.
- Choose SUVs or hatchbacks for the best mix of practicality and affordability.
- Stick to brands with strong dealer support for peace of mind.
